Cash:£24,850

Permanent Merits & Accolades

Spend hard-earned Merit Points on permanent passive account enhancements.

Available Merits

12 Points

Hardened Constitution

Level 2 / 10

Increases maximum Life capacity permanently.

Bonus: +50 Max Life per level

Cost: 2 Merits

Cardiovascular Efficiency

Level 1 / 10

Accelerates passive Energy regeneration intervals.

Bonus: -15s Energy tick cooldown per level

Cost: 3 Merits

Master Criminal Mind

Level 3 / 10

Elevates successful execution rolls across all 10 crime disciplines.

Bonus: +1.5% Crime success probability per level

Cost: 2 Merits

Scholastic Focus

Level 0 / 10

Reduces time required to complete university degrees and certificates.

Bonus: -3% Education duration per level

Cost: 2 Merits

Private Wealth Management

Level 1 / 10

Elevates interest rates paid on Sovereign Vault savings.

Bonus: +0.25% APR on Bank savings per level

Cost: 4 Merits

Market Broker Connections

Level 1 / 5

Reduces transaction commission when listing goods on the Item Market.

Bonus: -0.5% Marketplace fee per level

Cost: 3 Merits